PETRA:
Strong Values.
Strong Returns.
The name PETRA is derived from the Greek word meaning Rock. We pride ourselves on being your rock, a cornerstone for a solid foundation, and your trusted advisor for maximizing returns and achieving long-term financial success.
We believe our role as your trusted advisor is grounded in strong values of honesty, transparency, and ethical business practices. Guided by faith, we integrate these principles into every conversation and decision, ensuring the best outcomes for our clients. With years of industry experience and a vast network of trusted professionals, we provide expert guidance and tailored solutions that meet your unique needs. Our commitment to delivering measurable results and building lasting relationships based on trust and mutual success is the cornerstone of our service. Our investor-first approach allows us to focus on mutually beneficial, long-term success across all PETRA Investment products.
Our Mission
At PETRA, we are committed to guiding you through your real estate journey with integrity, excellence, and unwavering dedication. As your trusted advisor, we believe that financial prosperity is a catalyst for progress, empowering you to build new business, support the community, and secure your family's future.
Rooted in faith, we honor the power of a promise and the value of a handshake, striving to earn and maintain your trust through our relentless pursuit of outstanding results. For us, true value extends beyond financial growth - it's about fostering long-term relationships founded on trust, honesty, and mutual respect.
Historical Portfolio Numbers
PETRA Investment Options
At PETRA, we open the door to a range of real estate investment opportunities tailored for accredited investors. Whether you're seeking long-term growth, steady income, or a blend of both, we have options that suit your financial goals. Our growth fund is focused on building wealth over time while offering the advantages of diversification and tax pass-through benefits, helping you grow your capital with confidence. Our "income" fund is designed for those nearing or in retirement to provide a reliable and fixed income stream. It's a smart alternative to traditional retirement products, allowing you to enjoy your returns without dipping into your principal.
GROWTH FUND
PETRA Tailored Growth
PETRA Tailored Growth can maximize and grow your capital at a high rate. We focus on direct and joint venture investments in stable Midwest cities and the Sunbelt.
20% Life-to-Date IRR
- What It Is: Portfolio of value add residential, multifamily, and commercial assets that grant investment diversification
- Who It's For: People looking to grow capital and receive beneficial tax pass throughs
- Minimum Investment: $100,000
- Return Structure: Growth - Receive 100% return on initial investment. Split profit with PETRA
- Contribution Timeline: Open account any time
- IRR: 12-15% - Variable based on property performance
- Timeline: 3+ years
- Invest from IRA/401K: Yes - Direct rollover
- Fees: No investor fees
Income Fund
PETRA Protect
Our "income" program is designed to outpace annuities, money markets, CDs, and other retirement products. This allows you to protect your nest egg while receiving a higher level of income.
Retire With Confidence
- What It Is: Designed to outpace annuities and other income-based products to provide dependable cash flow
- Who It's For: Pre-retirees, retirees, and/or their retirement accounts looking for maximum income without direct real estate ownership
- Minimum Investment: $100,000
- Return Structure: Fixed income stream of 6-7% without principal reduction
- Contribution Timeline: Open account at any time
- IRR: 6-7% - Preferred Return
- Timeline: 5+ years
- Invest from IRA/401K: Yes - Direct rollover
- Fees: No investor fees
Are You an Accredited Investor?
An accredited investor is an individual or entity that meets specific financial criteria established by the U.S. Securities and Exchange Commission (SEC), allowing them to invest in certain higher-risk and more complex investment opportunities.
1. Income Criteria
- Individual must have earned an income exceeding $200,000 in each of the past two years and expects to earn the same or more in the current year.
- If income is combined with a spouse or spousal equivalent, the joint income must exceed $300,000 for the past two years, with the expectation of maintaining that income level.
2. Net Worth Criteria
- Must have a net worth exceeding $1 million, either individually or jointly with a spouse or spousal equivalent, excluding the value of their primary residence.
3. Professional Experience and Knowledge
- Certain financial professionals, such as licensed brokers or individuals holding certain certifications (e.g., Series 7, Series 65, Series 82), can also qualify as accredited investors based on their professional experience and knowledge.
4. Entities
- Entities, such as banks, partnerships, corporations, nonprofits, or trusts, can qualify as accredited investors if they have total assets exceeding $5 million or if all the equity owners are accredited investors.
5. Other Qualifying Criteria
- Certain other entities, such as family offices with at least $5 million in assets under management and their clients, may also be considered accredited investors.
These criteria are in place to ensure that accredited investors have the financial sophistication and ability to bear the risks associated with investments that are not registered with financial authorities and therefore not subject to the same regulatory protections as other investments.